Info - Sum Insured

Bacalah doa naik kenderaan..
dan buatlah perlindungan insuran dengan kadar yang sepatutnya..
(lebih kurang macam doa mintak rezeki..
lepas tu korang pegilah buat apa2 kerja yang patut..)

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Ensure your vehicle is adequately insured.

• New vehicle : sum insured = purchase price.
• Other : sum insured = market value of vehicle when policy is bought.

Under insurance.

• If sum insured is less than the market value, you are deemed as self-insuring the difference.
• In the event of a loss, you will only be partially compensated.

Over insurance.

• If sum insured is higher than market value, maximum compensation is the market value of the vehicle.
• You cannot profit from a claim (principle of indemnity).

Determination of market value of your vehicle.

• It is important to avoid under or over-insurance.
• Find your car make, model and year to estimate what is the current market value.

Average clause.

• It is applied when you suffer damage to your vehicle which is under-insured.
• Your claim will be reduced proportionately by the uninsured portion.

Renew your vehicle insurance here.

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Solat - insuran terbesar untuk dunia & akhirat..